A user is anyone who can log in to the system, or has the 'JIRA Users' gobal permission, i.e. named users. Unlimited anonymous users are allowed on all licenses. This can be found on the JIRA licensing page.
JIRA License is base on # of named login. If you purchase a 10 users license, then only 10 users can be in the jira-user group. They will stop you when you try to add another user to jira-user.
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By default I would have said anyone who is a member of the jira-users group
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This question seems like it could use some context. For example, what would it mean if the user was named vs concurrent? These terms are not necessarily clear, especially without context.
In the context of a question like 'Does everyone who logs in to JIRA count towards my user count?' these terms make more sense; maybe the question can be rephrased to make it more clear what we are talking about?
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