I'm a student trying out of my jira how can i back my projects which is NagaMed.
why do might credit our bills, how can i back my projects
You can signup for the Classroom license https://www.atlassian.com/solutions/survey/classroom-license-request#/, this will significantly reduce your bill.
Although if you don't want any bill, I would recommend moving to the Free tier, this would let you retain your account and data, while giving you most of the features that are available in the paid plan : https://community.atlassian.com/t5/Jira-articles/How-to-Downgrade-Jira-Software-from-Standard-to-Free/ba-p/2045188
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