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Besides topics @Fabio Racobaldo _Herzum_ mentioned you could use dedicated solutions for backup and disaster recovery like Gitprotect.io, which is available in Atlassian Marketplace: https://marketplace.atlassian.com/apps/1225728/gitprotect-io-backup-for-bitbucket?hosting=cloud&tab=overview
If you have any questions just let me know,
welcome to the Atlassian community!
This article https://support.atlassian.com/bitbucket-cloud/docs/does-bitbucket-backup-my-repositories/ can clarify your doubts about Atlassian backup policy.
Here three ways to perform backups on your side https://rewind.com/blog/back-up-and-restore-repositories-bitbucket-cloud/
Hope this help,