In my company, we are using Jira Premium, and our administrators have informed us that they cannot enable different project templates, as it allegedly incurs additional costs.
For example, some templates like those shown in the attached image are not available to us:

Our biggest challenge is that everything is currently set up using Software Development templates, even though not all teams are involved in software-related work.
This has created some inefficiencies, as teams in other departments are forced to work within a framework that doesn't fit their needs.
Can someone clarify if this is accurate?
Are there indeed extra charges associated with using these various project templates in Jira Premium, or is this functionality included in the subscription?
Any insights or documentation references would be greatly appreciated.