I am assuming that this is a new installation of Jira. When I see this specific error that the user accounts cannot be created because the user directories are read only, this error message is rather misleading. It is true that Jira cannot create that admin account, but it tends to be because of a problem with the database configuration or SQL permissions of the account Jira is trying to use just doesn't have the ability to write that data to the expected table in the database. What are you seeing in logs? Can you sign in the the SQL database using the account Jira is using and does that account have the proper access on the database?
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