Can we use the Free License Version of JIRA for commercial use in an establishment ?
No. If it's for commercial use, you need a full license for it.
If you are a secular charity or an open-source project, free licenses are available, but for all commercial uses, you need to pay. Contact Atlassian sales if you aren't sure whether you qualify for a free license.
On that note Can I go for the Download option with the Starter pack i.e upto 10 users and use the same
I imagine so. Your Atlassian account will let you buy all the standard options, and if you get stuck, talk to Atlassian sales
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