"If your instance is eligible for a trial, Jira Service Desk will be free for 30 days.
Otherwise, billing will start immediately.
We'll email your billing contact 10 days prior to the due date with any new charges."
This is scary message, i wont press unless i know for sure that i have never tried it before with this account!
So you are not sure if you previously had and account and instance? Are you trying to set up a new cloud instance? As I recall when you set up a new trial from here - https://www.atlassian.com/software/jira/try there is no CC required you get 7 days to trial and then you must enter CC to continue.
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